What is your £2 statutory credit report?
It's called your statutory credit report or £2 statutory credit report because £2 is the current amount which is set as the statutory amount that the credit reference agencies may charge consumers in order to obtain a copy of their own credit file. However some credit reference agencies may also provide the option for consumers to access their credit file without paying the £2 fee and having free access to see their credit files for a period. The exact options may differ from agency to agency as each credit reference agency is likely to make its own decisions. However the £2 statutory credit report is basically your right as a UK consumer.

Who is eligible for a statutory credit report for £2?
The statutory credit report is available only to UK citizens as the UK credit reference agencies do not hold information about people overseas. The UK credit agencies keep credit files on most UK individuals over the age of 18. Anyone may enquire with the credit agencies to see what information if any is held about them, and the statutory credit report provides a legal means by which the credit agencies are obliged to fulfil the request. In the past the process required the consumer to make a written application to the credit agency, although these days the internet provides the possibility for such applications to be made online.