 Statutory Credit
Report
The
Statutory Credit Report service lets you access your
credit report online. See your credit files online
free here
with Statutory Credit
Report.
If
you are a business user, and require business credit
reports and company credit ratings, you need look
no further. With a database covering all UK businesses
your credit control solution is available online
24/7.
You can get online business reports
about any UK company including sole traders and
partnerships, with credit ratings and risk
assessment.
Your Statutory Credit
Report - Free
For UK persons £2 Statutory Credit Report can be £2 or
free and shows you your own credit report
online
Business Credit Report
Services
Get a Business Credit Report online now
We can also provide an overseas credit report through agents
in well over 100 countries world-wide. |
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Probably one of the quickest
ways to see your statutory credit report online,
you just put in your details and confirm your
address and in moments your report is there.
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My £2 Statutory Credit
Report
The fee of £2 is set by legislation,
but some credit agencies are allowing consumers to
access their files free. The £2 fee was originally set
to enable credit reference agencies to cover their costs
in providing people with access to their credit report.
The credit agency would accept written applications by
post, and then had to verify and confirm that the person
asking to see the credit report was indeed the subject
of the credit report. They would sometimes send a letter
back to the address they have on file asking for
confirmation from the subject, and only then could they
send out a copy of the persons credit report. All this
was clearly time consuming, so now the credit agencies
provide the service online.
The £2 fee for a
statutory credit report was not profitable for the
credit agencies, but they are still required to offer
the service, although they may also offer free access in
some cases.
- The
statutory credit report is available online as well as
by post
- The £2
credit report is the statutory fee
- The fee was
not decided by the credit reference agency but is set
by legislation
| Credit
Report Services... |
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See Your Credit
Report
You can see your own
personal credit report and see the financial
data being shown about
you
Click here
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Credit Score Watch
After
seeing your statutory credit report you can be
alerted to changes in your credit
file
Click here
>> | |
Business Credit
Report
Financial controllers
and small business managers can get a UK
business credit report
online
Click here
>> | |
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What will my statutory credit
report
reveal?
The UK credit
reference agencies collect and collate public
and financial data to produce the credit
reports and credit scores which lenders use to
assist them in making their credit decisions. The
credit reports are used by
authorized lenders to help them to make
decisions about whether to give someone credit or
whether to ask for more information before they
can reach a decision. As a UK consumer you have a
legal right to access your personal credit
information by say of your statutory credit
report. This is a legal right set down by
legislation, and you can
request your statutory credit report for
£2. The credit report is then posted to you
within 7 working days of receipt of
the request and payment. It is your statutory
rights to receive a copy of your statutory
credit report within 7 working days of the credit
agency receiving your written request and
payment; you can dispute inaccurate information on
your credit file and request that any errors
are corrected within 28 days. Your rights under
the Data Protection Act mean that the credit
agency must charge you £2 for each request
you make for your statutory credit report,
although credit agencies are also providing free
access.
Other credit
report services
Other services and websites
also provide links to credit reporting services,
Credit Check
provides credit check services as well as statutory credit report information. | | |
